22 Jul 2026
How Home Loans Empower Indian Families
Discover how affordable housing finance is transforming lives across India.
Read More15,000 cr+
Disbursed
1,45,000+
Households Served
13
States
176
Cities
211
Branches
ABOUT SHUBHAM
Provides formal housing credit to those with informal incomes
We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for every customer and have become a leading home loan provider to borrowers without formal income.
Vision
Shubham's vision is to be the mortgage lender of choice for families with Informal Income.
Mission
Shubham's sole mission is to provide housing finance solutions to families with informal income through new-age credit programs.
EMI Calculator
Monthly Home Loan EMI ₹34,411
₹2,136,928
14.95%
10 Years
Payment Breakup
₹4,129,286Total Amount Payable
₹2,136,928
Principal
₹1,992,358
Interest
Our Products
Explore Shubham Housing Finance products designed for varied customer needs.
Home Loans
Making home ownership simple, affordable and accessible for everyone.
View Details
Loan Against Property
Unlock the value of your property with simple finance options.
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Shubh Shakti Loan
A housing finance solution designed to support families building a stronger future.
View Details
Shubh Udyogini Loan
Apply for home loan online with Shubham Housing Development Finance
View Details
Home Loans
Making home ownership simple, affordable and accessible for everyone.
View Details
Loan Against Property
Unlock the value of your property with simple finance options.
View Details
Shubh Shakti Loan
A housing finance solution designed to support families building a stronger future.
View Details
Shubh Udyogini Loan
Apply for home loan online with Shubham Housing Development Finance
View Details
Integrity
Upholding our integrity is always our top priority. We never compromise on our integrity.
Customer Focus
We are driven by the needs of our customers and strive to exceed their expectations every time.
Transparency
We strive to provide all relevant information to the customer upfront.
Collaboration
We cultivate teamwork and encourage everyone to participate in the continuous improvement of our products and processes.
Why Shubham?
We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for each customer and have a glorious history of providing loans to 65,000+ customers
Testimonials
Success Stories
The process was transparent, quick and stress-free. The team guided us throughout the entire journey.
Chote Lal Parsad
Teacher
Getting a loan was difficult because of my informal income. Shubham understood my situation and helped me own my dream home.
Anita Pathak
Accounts Manager
Shubham Housing Finance provided personalized support and a low-interest home loan plan that helped me overcome challenges faced by traditional banks.
Tony Hayat
Office Assistant
Latest Insights
View AllOur Blogs
Stay updated with home loan guides, financial planning tips, customer stories and housing finance insights from Shubham.
20 Jul 2026
Importance of Financial Inclusion
Understanding the role of inclusive finance in economic development.
Read More
18 Jul 2026
Benefits of Owning Your First Home
A guide for first-time home buyers and their financial journey.
Read More
15 Jul 2026
Affordable Housing in India
Current trends and future opportunities in affordable housing.
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